Call for a free quote (949) 357-9059


Our firm is here to help you and your business. From any financial needs you might have. We are here to help grow your business and increase your profits.






Business Owners

Apply now with United Capital for great rates and a very fast turnaround time. We have financed a lot of happy customers. We can offer the same for you today!


Want to sell your equipment fast? Also want to offer your clients low rates? Become a authorized partner with United Capital today, and enjoy our many benefits to working with us!

Top Rated Finance Company in the U.S.

Vehicle Financing

Construction Equipment Financing

Restaurant Financing

Software Financing

Medical Equipment Financing

Retail Financing

10 Reasons

to choose United Capital

Once the online application has been submitted you shall receive a response to if you are approved within 3 hours.
Smooth Funding Process  
After we receive signed loan documents the deal is essentially done. Generally, all we to fund the deal is signed documents and insurance.
Competitive Interest Rates and Loan Offers  
Typically, we offer lower rates than most of our competitors. Our rates are lower than most banks, because we don’t have as much overhead. So, we can charge lower rates.
Dedicated Account Rep  
Throughout the whole process you will only be speaking to one sales agent.
Pre-funding Offered  
We offer 100% pre-funding. Meaning we will pay the vendor 100% of the funds before the equipment or truck is released.
No Age Restrictions on Equipment  
We can finance any year equipment as longer as the market value of the equipment is equal to what the equipment is selling for.
We can finance A-D credits  
For clients with lower credit we can try and add a cosigner or a bigger down payment to get an approval.
We have been in business for over 20 years. We know what’s it’s like to run a business. That is why our mission is to make financing as easy as possible for your business. With our 1 million clients funded, we have gained a lot of knowledge to what our customers need.
Low Downpayment  
Most banks charge over 20% down, we can offer our clients around 5%-10% down.
Soft Credit Pull  
With most banks when you apply for financing, your credit drops significantly. With us your credit does not, we offer soft credit pulls.

What Our Customers Are Saying

  • I had a short timeline to get the equipment funded since my contract was starting the week I was seeking financing. United Capital got me approved in 4 hours and had my vendor paid in 3 business days. They came through when I needed them the most and got me running immediately.

  • Interest rate is very important to me and stated that when I first contacted United Capital. Unlike most lenders they kept their word and offered an interest rate that beat out the other lenders I was speaking with.

  • I had a low FICO score and didn't even think I would be approved but United Capital somehow got me approved and funded the deal quickly, great company.

  • United Capital helped me when every other lender turned me down and presented affordable solutions. I will use them again.


Equipment Leasing

Ask us what our current rates are, and let us get you a free payment quote.

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Equipment Financing

Commercial Equipment Financing Solutions for a Wide Range of Industries.

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Working Capital

Absolutely no personal collateral is required. Use our Working Capital loans for almost anything.

Cash Infusions

We understand that you are very busy, let us do the work for you!

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Vendor Program

Shorten the sales cycle by making your equipment more affordable and easier to acquire.

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Easy Application

Providing equipment loans and leases for transactions ranging in ​size from $10,000 to $1 million and more.


At United Capital we offer very flexible terms and low interest rates. Have a bad FICO score? No problem at all, we don’t look at credit scores when evaluating approvals for our clients.


United Capital Group is a leading provider of commercial equipment financing and working capital solutions for all types of businesses.


Differentiate your company from competitors while improving customer loyalty and increasing profits.

We’re Dedicated to You and Your Business Capital Needs.